- L1 cache: it's on your desk, pick it up.
- L2 cache: it's on the bookshelf in your office, get up out of the chair.
- Main memory: it's on the shelf in your garage downstairs, might as well get a snack while you're down there.
- Disk: it's in, um, California. Walk there. Walk back. Really.*
If anything, that's a testimant to how good the operating systems are at hiding the disk drive from us most of the time.
The moral of the story: the disk can look a lot faster than it is, but only if you let it. Unfortunately, there is one aspect of X-Plane that fails miserably at this: the use of a gajillion tiny text file for scenery packages. The solution is simple: pack the files into one bigger file. This will let the OS pick up the (hopefully consecutive) single larger file and dump significant amounts of it into the page cache in one swoop without doing a million seeks. California is far away.
* The author's metaphor maps one cycle to one human second. That's the equivalent of 474. days for a 3 ghz CPU to take a 41 ms wait on a disk seek. You'd have to put up better than 12 miles a day to make it to California and back from the East coast. If you actually live out west, um, pretend you're an SSD.